Life is precious

My last post got me thinking a lot more about the fragility of life.

I have lost people close to me over the years, and the older I get the more this happens.  My first memory of loss was my Grandad when I was 15 - it didn't really effect me I was nver close to him (he was 95 when he died) on relflection my Nan must have felt the loss - not only of her husband but the man who would take care of everything.

Then late last year my father in law died, very suddenly and just before he was 65. The effect on my was far deeper, and on my children - particularly my middle child.

But my poor mother in law, she had so much to cope with and at such a young age. not least of all the worry about money, even paying for the funeral seemed such a hurdle - she wasn't sure what insurances policies had been taken out and with whom.

This made me think much more about my future, I am only young (well 43 isn't old is it?) but who knows what's round the corner.
and I am a single parent with 2 young children who need caring for..........

I think I need to write a will, and I also think I need to plan a bit more for the future financially, which of course means life insurance.

I don't doubt for a moment my mum would take care of my children if anything happened to me, but is it fair to put a financial burden on a retired 70 year old?

Wow I think all this thinking and planning means I might actually be growing up!